Tin Hot
Home » Bảng Giá » Lãi suất vay ngân hàng hiện nay là bao nhiêu

Lãi suất vay ngân hàng hiện nay là bao nhiêu

Để hỗ trợ cho công việc kinh doanh, giải quyết những vấn đề trong cuộc sống cần đến khoản tiền lớn, thì ngân hàng chính là điểm đến của rất nhiều người. Nguyên nhân là bởi những chính sách vay vốn và lãi suất của đơn vị này, luôn dễ thở những hình thức khác. Và trong thời điểm này, thì vấn đề mà nhiều người thắc mắc nhất chính là: Lãi suất vay ngân hàng hiện nay là bao nhiêu.

Lãi suất ngân hàng là gì?

Trước khi đi vào tìm hiểu vấn đề lãi suất vay ngân hàng hiện nay là bao nhiêu? thì bạn cần hiểu được khái niệm lãi suất ngân hàng là gì?

iStock_000005407438Medium

Lãi suất ngân hàng chính là tỷ lệ mà tiền lãi được người vay trả cho việc sử dụng tiền mà họ vay từ ngân hàng. Cụ thể hơn lãi suất là phần trăm tiền gốc phải trả một số tiền nhất định và một thời gian quy định. Hiện nay, hình thức cho vay của ngân hang bao gồm hai dạng:

  • Vay tín chấp là hình thức mà người vay nhận được không cần thế chấp bất cứ tài sản nào hay sự bảo lãnh nào khi vay tiền.
  • Vay thế chấp là hình thức có đảm bảo về tài sản và trong thời gian nhất định chúng ta phải thanh toán tiền cho ngân hàng nếu không tài sản thế chấp sẽ bị ngân hàng thanh lý.

Lãi suất vay ngân hàng hiện nay là bao nhiêu

Hiện nay, tình hình lãi suất cho vay so với mặt bằng chung của các ngân hàng thì đã ổn định hơn khoảng thời gian trước. Tuy nhiên tùy vào những đơn vị mà mức lãi suất cho vay có những quy định và chênh lệch riêng.

Mức lãi suất ngân hàng cao nhất hiện nay thuộc về những ông lớn có cổ phần nhà nước như: Vietcombank, Vietinbank, BIDV và Agribank, xét về khu vực thì chi nhánh những ngân hàng này thường có lãi suất vay tại thành thị thấp hơng những điểm khác. Lãi suất các ngân hàng này ở các khu vực thành thị thường thấp hơn so với khu vực khác. Cụ thể:

  • Vietcombank trong nội thành TP Hà Nội thì lãi suất thường là 7,5%/năm cố định năm đầu và biên độ cộng là 3,5%.
  • Vietinbank thì cho vay nội thành Hà Nội thì lãi suất khoảng 7,8%/năm trong 12 tháng đầu và biên độ cũng 3%.
  • Đối với các đối tượng Khách hàng ngoại thành Hà Nội như Chương Mỹ, Hoài Đức, Thường Tín,… thì lãi suất mà các ngân hàng này áp dụng cao hơn 1%/năm

Mặt khác với khả năng cạnh trạnh cao, cũng như hiệu quả tốt ngang bằng với những ngân hàng nhà nước, thì những đơn vị ngân hàng tư nhân cũng đưa ra mức lãi suất cho vay không quá chênh lệch. Cụ thể:

  • Ngân hàng VIB và MB hay Shinhanbank với lãi suất từ7,7%/năm đến 7,8%/năm cố định trong 24 tháng đầu. Gói tín dụng ưu đãi cho chương trình này khoảng 1000 tỷ.
  • Với ngân hàng MB, phạt 3% trong 2 năm đầu, VIB thì phạt 3,5% trong 3 năm đầu. Đồng thời phê duyệt các khoản vay rất chặt chẽ và mất nhiều thời gian cho khách hàng.
  • Đối với chung cư Imperia Garden, ngân hàng VPBank cho vay lãi suất có 7,5%/năm trong 12 tháng đầu và biên độ 3%.

Giới thiệu website chuyên về tài chính ngân hàng bạn xem tại đây: Nganhang24h.vn

Với những thông tin trên đây, thì chắc chắn bạn đã biết được đáp án cho câu hỏi: Lãi suất vay ngân hàng hiện nay là bao nhiêu rồi nhé.

127 comments

  1. Someone essentially help to make seriously posts I would state. This is the very first time I frequented your website page and thus far? I surprised with the research you made to make this particular publish extraordinary. Wonderful job!

  2. Hello my friend! I want to say that this post is amazing, nice written and come with approximately all important infos. I¦d like to look more posts like this .

  3. Hello.This article was really remarkable, particularly because I was searching for thoughts on this issue last Thursday.

  4. Thanks for any other magnificent post. Where else may just anyone get that kind of information in such an ideal means of writing? I have a presentation subsequent week, and I’m on the search for such info.

  5. Thank you for sharing excellent informations. Your web-site is so cool. I’m impressed by the details that you have on this blog. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my friend, ROCK! I found just the information I already searched all over the place and just could not come across. What a great web site.

  6. It is in point of fact a nice and useful piece of information. I am happy that you simply shared this helpful information with us. Please keep us informed like this. Thank you for sharing.

  7. This web site is really a walk-through for all of the info you wanted about this and didn’t know who to ask. Glimpse here, and you’ll definitely discover it.

  8. Spot on with this write-up, I really suppose this web site needs way more consideration. I’ll most likely be once more to learn rather more, thanks for that info.

  9. Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!

  10. Some truly superb blog posts on this internet site, thanks for contribution.

  11. Hello.This post was extremely fascinating, especially since I was looking for thoughts on this issue last Wednesday.

  12. You can certainly see your enthusiasm in the work you write. The arena hopes for even more passionate writers like you who are not afraid to say how they believe. Always go after your heart. “We may pass violets looking for roses. We may pass contentment looking for victory.” by Bern Williams.

  13. Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

  14. Some really excellent blog posts on this web site, thankyou for contribution.

  15. I like this website its a master peace ! Glad I detected this on google .

  16. I was wondering if you ever considered changing the layout of your blog? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or 2 pictures. Maybe you could space it out better?

  17. Hey there! This is my first visit to your blog! We are a group of volunteers and starting a new project in a community in the same niche. Your blog provided us useful information to work on. You have done a marvellous job!

  18. Sweet blog! I found it while searching on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Thank you

  19. Good day! Would you mind if I share your blog with my myspace group? There’s a lot of people that I think would really appreciate your content. Please let me know. Thank you

  20. I¦ve been exploring for a bit for any high-quality articles or blog posts in this sort of space . Exploring in Yahoo I at last stumbled upon this site. Studying this info So i am happy to express that I have an incredibly just right uncanny feeling I came upon exactly what I needed. I so much indubitably will make sure to do not put out of your mind this site and give it a look on a continuing basis.

  21. Great line up. We will be linking to this great article on our site. Keep up the good writing.

  22. Make a more new posts please 🙂
    ___
    Sanny

  23. You could definitely see your skills in the work you write.
    The arena hopes for even more passionate writers such as you who aren’t afraid to mention how they believe.

    At all times follow your heart.

  24. Some genuinely nice and useful info on this internet site, likewise I think the style and design holds superb features.

  25. I am extremely impressed along with your writing abilities and also with the layout to your blog. Is that this a paid topic or did you modify it your self? Either way stay up the nice quality writing, it is uncommon to peer a nice weblog like this one these days..

  26. WONDERFUL Post.thanks for share..extra wait .. …

  27. Pretty nice post. I simply stumbled upon your weblog and wished to mention that I have really enjoyed browsing your weblog posts. In any case I will be subscribing to your rss feed and I am hoping you write again very soon!

  28. An impressive share, I just given this onto a colleague who was doing somewhat evaluation on this. And he in reality purchased me breakfast because I discovered it for him.. smile. So let me reword that: Thnx for the treat! But yeah Thnkx for spending the time to discuss this, I really feel strongly about it and love studying more on this topic. If doable, as you turn into expertise, would you mind updating your weblog with more particulars? It’s extremely helpful for me. Large thumb up for this blog submit!

  29. I’ll right away snatch your rss feed as I can not to find your email subscription hyperlink or e-newsletter service. Do you have any? Kindly let me understand in order that I could subscribe. Thanks.

  30. Well I definitely liked reading it. This post provided by you is very practical for correct planning.

  31. F*ckin¦ amazing issues here. I¦m very satisfied to see your post. Thank you so much and i’m taking a look forward to touch you. Will you please drop me a mail?

  32. I really like your writing style, wonderful information, regards for posting :D. “Much unhappiness has come into the world because of bewilderment and things left unsaid.” by Feodor Mikhailovich Dostoyevsky.

  33. Glad to be one of the visitants on this awing site : D.

  34. so much superb info on here, : D.

  35. You really make it appear really easy with your presentation however I to find this topic to be really one thing which I feel I might by no means understand. It kind of feels too complex and extremely huge for me. I’m looking forward to your subsequent publish, I will try to get the hold of it!

  36. Great write-up, I am normal visitor of one’s web site, maintain up the nice operate, and It is going to be a regular visitor for a lengthy time.

  37. Needed to create you the little bit of word so as to thank you very much as before for the breathtaking guidelines you have documented in this case. This is so unbelievably generous with you to deliver openly all a number of us could have offered for sale as an e-book to generate some money for their own end, most importantly given that you might have done it in the event you desired. The things likewise acted as the great way to know that other people have similar desire really like mine to find out good deal more in regard to this issue. I’m sure there are some more fun occasions in the future for many who view your site.

  38. Hey, you used to write fantastic, but the last several posts have been kinda boring?K I miss your great writings. Past few posts are just a little out of track! come on!

  39. This is really interesting, You are a very skilled blogger. I have joined your rss feed and look forward to seeking more of your wonderful post. Also, I’ve shared your site in my social networks!

  40. What i do not understood is actually how you’re not actually much more well-liked than you might be now. You’re so intelligent. You realize thus significantly relating to this subject, produced me personally consider it from numerous varied angles. Its like men and women aren’t fascinated unless it is one thing to accomplish with Lady gaga! Your own stuffs nice. Always maintain it up!

  41. I really appreciate this post. I have been looking all over for this! Thank goodness I found it on Bing. You’ve made my day! Thank you again

  42. Howdy, i read your blog from time to time and i own a similar one and i was just curious if you get a lot of spam feedback? If so how do you protect against it, any plugin or anything you can advise? I get so much lately it’s driving me insane so any assistance is very much appreciated.

  43. Nice post. I was checking constantly this blog and I’m inspired! Extremely helpful info particularly the last phase 🙂 I maintain such information much. I was seeking this certain information for a long time. Thank you and good luck.

  44. Thank you a lot for sharing this with all folks you really understand what you are talking about! Bookmarked. Kindly additionally talk over with my site =). We will have a link change arrangement between us!

  45. I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100 positive. Any suggestions or advice would be greatly appreciated. Thank you

  46. Thank you for sharing excellent informations. Your web-site is so cool. I’m impressed by the details that you have on this web site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my pal, ROCK! I found simply the information I already searched all over the place and just could not come across. What a perfect web-site.

  47. The root of your writing while sounding agreeable originally, did not really work perfectly with me personally after some time. Someplace within the sentences you actually were able to make me a believer unfortunately just for a short while. I nevertheless have a problem with your jumps in logic and you would do well to fill in all those gaps. When you can accomplish that, I could definitely be amazed.

  48. I’m really impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you modify it yourself? Anyway keep up the excellent quality writing, it is rare to see a great blog like this one today..

  49. After examine a couple of of the blog posts in your website now, and I truly like your method of blogging. I bookmarked it to my bookmark website list and might be checking again soon. Pls check out my website as well and let me know what you think.

  50. I am not rattling fantastic with English but I find this real easy to read .

  51. Hello.This article was extremely interesting, particularly because I was investigating for thoughts on this matter last Sunday.

  52. Hey, you used to write magnificent, but the last few posts have been kinda boring… I miss your super writings. Past few posts are just a little bit out of track! come on!

  53. Outstanding post, you have pointed out some great details , I besides conceive this s a very fantastic website.

  54. I am glad to be a visitor of this staring weblog! , appreciate it for this rare information! .

  55. I must show my thanks to you for rescuing me from this particular condition. Right after scouting through the the web and coming across basics which were not helpful, I figured my entire life was gone. Living without the presence of approaches to the difficulties you have solved through your main review is a critical case, and ones which might have badly damaged my career if I hadn’t encountered the blog. Your own personal training and kindness in dealing with almost everything was helpful. I am not sure what I would have done if I had not encountered such a thing like this. It’s possible to now look ahead to my future. Thanks for your time very much for this reliable and results-oriented guide. I won’t think twice to propose the sites to any person who needs to have counselling about this subject matter.

  56. I’m still learning from you, as I’m improving myself. I absolutely liked reading everything that is posted on your site.Keep the tips coming. I loved it!

  57. It’s exhausting to find knowledgeable people on this topic, but you sound like you recognize what you’re speaking about! Thanks

  58. I went over this internet site and I believe you have a lot of fantastic info , saved to favorites (:.

  59. Thank you for helping out, fantastic information. “I have witnessed the softening of the hardest of hearts by a simple smile.” by Goldie Hawn.

  60. Loving the info on this site, you have done great job on the articles.

  61. You have noted very interesting details ! ps nice site.

  62. Hello! I’m at work surfing around your blog from my new iphone 3gs! Just wanted to say I love reading your blog and look forward to all your posts! Carry on the superb work!

  63. Thanks for the good writeup. It actually used to be a amusement account it. Glance complicated to far introduced agreeable from you! However, how can we be in contact?

  64. Excellent blog here! Also your website loads up very fast! What host are you using? Can I get your affiliate link to your host? I wish my site loaded up as fast as yours lol

  65. Everything is very open and very clear explanation of issues. was truly information. Your website is very useful. Thanks for sharing.

  66. Thank you for another great post. Where else could anybody get that type of info in such an ideal way of writing? I have a presentation next week, and I’m on the look for such information.

  67. I am constantly searching online for tips that can assist me. Thx!

  68. Good write-up, I’m regular visitor of one’s website, maintain up the excellent operate, and It’s going to be a regular visitor for a long time.

  69. An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers

  70. I got what you intend,saved to fav, very decent site.

  71. Hi there very nice website!! Man .. Excellent .. Superb .. I’ll bookmark your site and take the feeds also…I am happy to find a lot of useful info right here within the post, we’d like work out more techniques on this regard, thanks for sharing. . . . . .

  72. Wow, amazing blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is fantastic, let alone the content!

  73. I will immediately grasp your rss as I can not find your email subscription link or e-newsletter service. Do you have any? Kindly permit me understand so that I could subscribe. Thanks.

  74. Good info. Lucky me I reach on your website by accident, I bookmarked it.

  75. What’s Happening i’m new to this, I stumbled upon this I have found It absolutely useful and it has helped me out loads. I hope to contribute & aid other users like its helped me. Great job.

  76. This is a very good tips especially to those new to blogosphere, brief and accurate information… Thanks for sharing this one. A must read article.

  77. Great write-up, I am regular visitor of one?¦s website, maintain up the nice operate, and It’s going to be a regular visitor for a lengthy time.

  78. Deference to website author, some superb selective information.

  79. It is in reality a nice and helpful piece of information. I am happy that you shared this helpful information with us. Please keep us up to date like this. Thanks for sharing.

  80. I have not checked in here for a while because I thought it was getting boring, but the last several posts are good quality so I guess I will add you back to my everyday bloglist. You deserve it my friend 🙂

  81. This is a topic close to my heart cheers, where are your contact details though?

  82. Hello, you used to write magnificent, but the last few posts have been kinda boring?K I miss your super writings. Past several posts are just a bit out of track! come on!

  83. Wonderful web site. A lot of helpful information here. I am sending it to some pals ans additionally sharing in delicious. And of course, thanks in your sweat!

  84. Hi! Do you know if they make any plugins to help with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Thanks!

  85. I just couldn’t depart your web site prior to suggesting that I extremely enjoyed the standard info a person provide for your visitors? Is going to be back often to check up on new posts

  86. Valuable information. Lucky me I found your site by accident, and I’m shocked why this accident did not happened earlier! I bookmarked it.

  87. Youre so cool! I dont suppose Ive learn anything like this before. So good to seek out any person with some unique ideas on this subject. realy thanks for beginning this up. this web site is one thing that’s wanted on the web, somebody with slightly originality. useful job for bringing something new to the web!

  88. Good day! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new posts.

  89. I am extremely impressed along with your writing abilities as neatly as with the structure on your weblog. Is that this a paid subject matter or did you modify it your self? Anyway keep up the nice high quality writing, it’s rare to peer a nice blog like this one nowadays..

  90. WONDERFUL Post.thanks for share..extra wait .. …

  91. It is in reality a nice and useful piece of information. I am glad that you just shared this useful info with us. Please stay us informed like this. Thank you for sharing.

  92. There is noticeably a bunch to identify about this. I believe you made certain good points in features also.

  93. Good post. I study something more difficult on different blogs everyday. It’s going to always be stimulating to read content from other writers and observe slightly one thing from their store. I’d prefer to make use of some with the content material on my weblog whether or not you don’t mind. Natually I’ll give you a hyperlink in your web blog. Thanks for sharing.

  94. Thanks for this post, I am a big big fan of this web site would like to keep updated.

  95. Terrific post but I was wanting to know if you could write a litte more on this topic? I’d be very grateful if you could elaborate a little bit further. Appreciate it!

  96. Great wordpress blog here.. It’s hard to find quality writing like yours these days. I really appreciate people like you! take care

  97. Fantastic website. Lots of useful information here. I am sending it to several friends ans additionally sharing in delicious. And of course, thank you to your sweat!

  98. You have brought up a very wonderful details , appreciate it for the post.

  99. Just desire to say your article is as surprising. The clarity for your put up is simply cool and i could assume you are a professional on this subject. Fine with your permission allow me to grab your feed to stay up to date with impending post. Thank you one million and please keep up the rewarding work.

  100. You made some good points there. I looked on the internet for the issue and found most persons will consent with your website.

  101. You really make it seem so easy with your presentation but I find this topic to be really something that I think I would never understand. It seems too complicated and very broad for me. I’m looking forward for your next post, I’ll try to get the hang of it!

  102. This web site is my intake, really wonderful layout and perfect articles.

  103. Outstanding post, I believe people should acquire a lot from this web blog its very user genial.

  104. As soon as I observed this internet site I went on reddit to share some of the love with them.

  105. Great post. I used to be checking continuously this weblog and I’m impressed! Very helpful info specifically the last part 🙂 I maintain such info a lot. I was seeking this certain info for a long time. Thanks and good luck.

  106. Hello.This post was really remarkable, particularly because I was investigating for thoughts on this matter last Saturday.

  107. Valuable information. Lucky me I found your web site by accident, and I’m shocked why this accident didn’t happened earlier! I bookmarked it.

  108. Today, I went to the beach with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  109. Hello my friend! I want to say that this post is awesome, great written and include almost all significant infos. I would like to see extra posts like this .

  110. Hey there! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be book-marking and checking back often!

  111. Great work! This is the type of info that should be shared around the internet. Shame on Google for not positioning this post higher! Come on over and visit my website . Thanks =)

  112. Wow, incredible blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your web site is excellent, let alone the content!

  113. As I website owner I think the content here is rattling excellent, appreciate it for your efforts.

  114. Hello there, just turned into aware of your blog through Google, and found that it’s truly informative. I’m gonna be careful for brussels. I will appreciate if you proceed this in future. Lots of people will likely be benefited out of your writing. Cheers!

  115. Thanks a lot for sharing this with all of us you really know what you are talking about! Bookmarked. Kindly also visit my web site =). We could have a link exchange arrangement between us!

  116. Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!

  117. After study a few of the blog posts on your website now, and I truly like your way of blogging. I bookmarked it to my bookmark website list and will be checking back soon. Pls check out my web site as well and let me know what you think.

  118. Wow! Thank you! I permanently needed to write on my website something like that. Can I include a fragment of your post to my site?

  119. The next time I read a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my choice to read, but I actually thought youd have something interesting to say. All I hear is a bunch of whining about something that you could fix if you werent too busy looking for attention.

  120. Hi, I think your site might be having browser compatibility issues. When I look at your website in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, fantastic blog!

Để lại một trả lời

Your email address will not be published.

Cảm ơn bạn đã xem bà viết Lãi suất vay ngân hàng hiện nay là bao nhiêu